Call me to schedule a virtual, telephonic or one-on-one appointment to discuss your Medicare options. Of course I will do the enrollments free for you.

 

Putting the pieces of Medicare together for you

Gail Yoss, Personal Medicare Consultant

Authorized Independent Broker & Agent since 2010

I am here to help my fellow seniors make informed decisions about medicare and supplemental health insurance. I provide free, in-person consultations and assisted online enrollment. Offering Medicare Advantage, Supplement ( Medigap) and Part D Prescriptions Drug Plans from these top rated insurance carriers:

Call me to schedule a virtual, telephonic or one-on-one appointment to discuss your Medicare options. Of course I will do the enrollments free for you.

Understanding Your Medicare Plans & Options

Medicare Advantage – Supplements ( Medigap) – Prescriptions Drug

Your choices – Choose only One Plan

A Medicare Advantage plan includes your Part A -hospital, Part B- medical and sometimes a Part D prescription drug plan. This plan has it all. A cost sharing plan for you.
– OR –
A supplement plan includes Medicare’s Part A & B but no Part D. Must purchase a drug plan separately.

You must have your Medicare card with both Parts A & B effective dates to be eligible to enroll into any plan

When Should I get Medicare?

You need to apply 3 months prior to your 65th birthday –
Enroll online at www.medicare.gov
Call by phone at 1-800-MEDICARE
Visit your local Social Security Office

Initial Enrollment Period – Apply for Parts A & B

Sign up early to avoid a delay in coverage. To get Part A and/or Part B the month you turn 65, you must sign up during the first 3 months before the month you turn 65. If you wait until the last 4 months of your Initial Enrollment Period to sign up for Part A and/or Part B, your coverage will be delayed.

Offering Medicare Advantage, Supplement (Medigap), and Part D Prescription Drug Plans from top rated insurance carriers:

The benefit information provided is a brief summary, not a complete description of benefits. For more information contact the plan. Limitations, co-payments, and restrictions may apply. Benefits, formulary, pharmacy network, provider network premium and/or co-payments/co-insurance – may change January 1 of each year.

Dental and Vision (any age):

Shop Alternative Health Insurance:


Featured provider on MedicareSupp.org

Call, Text or Email Gail Yoss

Authorized Independent Broker & Agent since 2010

Apply 3 months prior to your 65th birthday month. Late penalties (LEP) may apply if you don’t provide evidence that you were covered under a group plan when you first became eligible and you may be able to avoid LEP.

No, only if your group requires you to get Medicare.

For 2024 the monthly premium will be $174.90.
The annual deductible is $240.
Coinsurance for most Part B-covered services 20%. 

Deductible 
Part D  – The premium varies by Part D plan.
Up to $545/year

If you will be receiving SS (Social Security) benefits the monthly premium will be deducted and automatically sent to Medicare. If you are not then Medicare will invoice you until you begin to receive SS benefits. Yes, this premium will be increased by Medicare each year.